{"id":1463,"name":"Criteria","url":"/criteria","contentTypeAlias":"Page","createDate":"2021-10-22","sortOrder":11,"searchEngineRelativePriority":0.5,"hideFromXmlSitemap":false,"pageContentGrid":"\r\n    \u003cdiv class=\"umb-custom-grid-bs4 umb-grid\"\u003e\r\n        \u003cdiv class=\"container-fluid\"\u003e\r\n                    \u003cdiv class=\"grid-section\"\u003e\r\n    \u003cdiv class=\"row-narrow-width\" style=\"padding:4rem 0;\"\u003e\r\n        \u003cdiv class=\"row clearfix\"\u003e\r\n                \u003cdiv class=\"col-md-12 column\"\u003e\r\n                    \u003cdiv \u003e\r\n                                \r\n    \r\n\u003ch1\u003eCriteria\u003c/h1\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cbr /\u003eGeneral Criteria\u003c/strong\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eOver 18 with a valid Driver\u0027s Licence\u003c/li\u003e\n\u003cli\u003eAustralian citizen, permanent resident or hold a valid work visa (conditions apply)\u003c/li\u003e\n\u003cli\u003eNot filed for bankruptcy in last two (2) years\u003c/li\u003e\n\u003cli\u003eHave a regular income (employment or government benefits or both)\u003c/li\u003e\n\u003cli\u003eHave an active bank account your income goes into on regular paydays\u003c/li\u003e\n\u003cli\u003eOwn a mobile phone\u003c/li\u003e\n\u003cli\u003eHave an active email account\u003c/li\u003e\n\u003cli\u003eComplete online application\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cbr /\u003eCredit History\u003c/strong\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eNot filed for bankruptcy in last two (2) years\u003c/li\u003e\n\u003cli\u003eMaximum of nine (9) dishonoured bank transactions in the previous 90 days\u003c/li\u003e\n\u003cli\u003eMaximum of five (5) credit defaults\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cbr /\u003eEmployment\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003eUnemployed\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eCentrelink income documentation required\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eEmployed\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eNo cash-in-hand income considered\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cbr /\u003eVehicle Criteria\u003c/strong\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eHave current Registration at time of loan\u003c/li\u003e\n\u003cli\u003eComprehensive vehicle insurance\u003c/li\u003e\n\u003cli\u003eMust not be recorded on the Written-Off Vehicle Register (WOVR)\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cbr /\u003eVisa Holder\u003c/strong\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eValid Visa with work entitlement (conditions apply)\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e\u003cbr /\u003e\u003cstrong\u003eCONDITIONS APPLY\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003eAll applications are subject to our internal lending policies and take into consideration applicants’ income, expenses, account conduct and our obligations as a responsible lender. Applicants meeting the above criteria may still be declined.\u003c/p\u003e\r\n\r\n\r\n                    \u003c/div\u003e\r\n                \u003c/div\u003e\r\n        \u003c/div\u003e\r\n    \u003c/div\u003e\r\n                    \u003c/div\u003e\r\n        \u003c/div\u003e\r\n    \u003c/div\u003e\r\n\r\n\r\n","seoMetaTitle":"Criteria","seoMetaDescription":"What do you need to get started with CarStart? Here\u0027s a checklist to get started.","umbracoNavihide":false}